CREDS 1

Introduction

CREDS 1.1

Application and purpose

Application

CREDS 1.1.1

See Notes

handbook-guidance
(1) The Credit Unions sourcebook, for short, is the specialist sourcebook for .
(2) [deleted]

CREDS 1.1.3

See Notes

handbook-guidance
Every credit union is either a version 1 credit union or a version 2 credit union. The rules relating to, for example, borrowing, the payment of dividends on shares, capital and lending to members are different depending on whether a credit union is a version 1 credit union or a version 2 credit union.

Purpose

CREDS 1.1.4

See Notes

handbook-guidance
CREDS sets out rules and guidance that are specific to credit unions. CREDS 10 refers to other more generally applicable provisions of the Handbook that are likely to be relevant to credit unions with Part 4A permission to accept deposits. For details of these provisions, we would expect credit unions to access the full text in the Handbook.

CREDS 1.1.5

See Notes

handbook-guidance
The status of the provisions in CREDS is indicated by icons containing the letters R, G or E. Please refer to chapter [...] of the Reader's Guide for further explanation about the significance of these icons. The Reader's Guide can be found at http://www.fca.org.uk/your-fca/documents/handbook/handbook-readers-guide